Your business is probably
more profitable than
your accounts show.
Most small businesses get five things wrong every month — revenue recognised too early, costs in the wrong period, VAT errors building silently, accruals missed, prepayments expensed in full. I fix all of them. Automatically. Without you understanding a single accounting concept.
The Five Problems
Your accounts are probably wrong.
Here is why.
These are not exotic accounting questions. They are the five things a competent bookkeeper fixes automatically every month. Every business without a bookkeeper gets them wrong — also without realising it.
01 — Revenue Recognition
Income recorded when cash arrives — not when it is earned
A deposit taken in March for work delivered in May sits in revenue today. The P&L looks healthy. The reality is different. You are making decisions on numbers that do not reflect what has actually happened. Profits are overstated. Tax may be paid on income not yet earned.
02 — Stock Accounting
Goods purchased going straight to cost of sales — sold or not
Stock on the shelf has no value in the accounts. Margins look wrong. Profitability is a guess. You cannot tell whether you are making money on what you sell because the cost timing is completely disconnected from the revenue timing.
03 — Missing Accruals
Costs recorded when invoiced — not when incurred
The electricity bill comes quarterly. The accounts show three months of zero cost followed by one month of triple cost. Monthly management accounts are meaningless because costs do not match the period they belong to. You are flying blind.
04 — Prepayment Errors
Annual premiums expensed in full in the month of payment
Insurance paid in January. Expensed in January. Eleven months of understated costs follow. The balance sheet says one figure. The Excel schedule says another. Nobody notices until the accountant reviews 47 lines at year end. By then the damage is done.
05 — VAT Errors
Wrong rates, missed reverse charge, timing errors near quarter end
VAT claimed on exempt purchases. VAT missed on overseas service suppliers. Timing errors on transactions near the quarter end. HMRC random inspections find errors accumulating for months. Real money leaving your business for entirely avoidable reasons.
A CIMA qualified finance director who fixes all five. Every month. Without you thinking about it.
Not a bookkeeper. Not a template. A qualified finance director who fixes the five errors at source — and keeps them fixed, every month.
Request a Free Call →The Financial Clarity Framework
Five rungs.
One clear picture.
Most businesses try to get to financial clarity without fixing the foundations first. That is why the numbers never quite make sense. The Financial Clarity Framework works because the sequence matters.
Clean Data
Every transaction coded correctly. Bank accounts reconciled. VAT treatments checked against HMRC guidance. The foundation everything else builds on.
Correct Timing
Accruals and prepayments applied so every period shows what actually happened — not what was invoiced or paid. The matching principle applied automatically.
Reliable Reporting
Monthly management accounts you can actually trust. P&L, balance sheet, KPI dashboard. Plain English commentary — what it means and what to do about it.
Cash Visibility
13-week rolling cash flow forecast. Know what is coming before it arrives. No more surprises from the bank balance.
Strategic Insight
A finance director thinking alongside you. Decisions informed by reliable numbers. Growth built on solid foundations.
The Financial Clarity Framework
"Most businesses try to reach strategic clarity without fixing the data and timing beneath it. That is why their numbers never quite make sense."
Who we work with
Sector specialism.
Where it matters.
The core service is CIMA-supervised bookkeeping and Virtual FD support for any SME under £5m turnover. Where we go deeper is with three sectors that face genuine sector-specific accounting complexity — and where a generic bookkeeper simply doesn't understand what to look at.
SIC 86230
Dental Practices
NHS UDA reconciliation, dental exempt vs cosmetic VAT split, associate reconciliation, lab and material cost tracking. For independent practices only.
Explore the dental service →SIC 69102
Solicitor Firms
SRA Accounts Rules Rule 8 client account reconciliation, WIP and lock-up tracking, COFA-ready audit trail. For independent firms — not top-50.
Explore the solicitor service →SIC 47730
Community Pharmacies
NHS BSA reimbursement reconciliation, locum cost tracking, gross margin analysis by category. For independent single-site and small-group only.
Explore the pharmacy service →Services
What I do.
And what it costs.
Fixed monthly fees. No timesheets. No surprises. Everything agreed upfront — and you deal directly with a CIMA-qualified finance director, not a junior or a call centre.
Monthly Bookkeeping on Xero
All transactions coded and posted. Bank accounts reconciled. VAT treatment checked on every transaction against HMRC Notice 700. Trial balance delivered monthly. VAT return prepared and filed.
Management Accounts
Monthly P&L, balance sheet and KPI dashboard with plain English commentary. Accruals and prepayments applied correctly. Delivered by the 15th of the following month, every month. Not just numbers — what they mean.
Virtual Finance Director
A CIMA qualified finance director thinking alongside you every month. Bookkeeping, management accounts, cash flow forecasting, strategic financial input. The complete finance function — without the full-time salary.
Xero Data Audit & Cleanup
A systematic, forensic review of your Xero transaction history. Duplicate detection, miscoding identification, unreconciled items, VAT treatment errors. Written report with findings — or full cleanup included. Fix messy books fast.
Cash Flow Forecast
Professional 13-week rolling cash flow forecast. Adjusted for each customer's actual payment behaviour — not just their stated terms. Know what is coming before it arrives. Delivered as a formatted model with 30-minute walkthrough call.
The Free Entry Point
Start with a free
Financial Health Check.
You do not know me yet. I do not know your business. The Health Check exists to establish fit and build trust before any money changes hands. You walk away with real answers regardless of what happens next.
30-Minute Discovery Call
Understand what you are facing, what is most likely slowing progress, whether a Health Check makes sense. No obligation. No pitch. Just a clear decision on what happens next.
Financial Health Check
Review of your last 12 months. Profitability, cash flow, key ratios, the five common errors checked systematically. Plain English findings report.
Findings Walkthrough
45-minute call to walk through exactly where you stand, what to prioritise, and what each finding means for the business. Yours to act on regardless of what happens next.
Ongoing Engagement — Where Relevant
If there is a clear case for ongoing support, that conversation happens here. If there is not, it does not.
Financial Health Check
A plain English assessment of your financial position by a CIMA qualified finance director. The kind of review most small business owners have never had — and most need.
- Revenue recognition check — are you recording income correctly?
- Accruals and prepayments review — are your costs in the right period?
- VAT position check — are the right rates applied?
- Cash flow health — is your cash position sustainable?
- Key financial ratios — margin, debtor days, creditor days
- Top three priorities — what to fix first and why
- Written report in plain English
- 45-minute walkthrough call included
No obligation after the Health Check. Yours to act on regardless.
About
A finance function that
actually knows your business.
I founded Insight Professional Partners because I watched good businesses make bad decisions — not because they were careless, but because their accounts were wrong and nobody told them.
I spent 20 years as a senior finance professional, including as Head of Finance reporting to CEOs and boards. I have built financial models, managed eight-figure cash positions, led Xero migrations and produced board packs from scratch. I understand what the numbers should look like and why it matters when they do not.
I keep my client list deliberately focused. Not because I cannot scale — my systems let me carry a proper book without ever dropping the ball — but because every client deals directly with me, and I make it my business to know their numbers as well as they do.
I am CIMA regulated. I carry professional indemnity insurance. Every decision I make on your accounts is traceable to a published accounting standard. When I tell you something is wrong, I can show you why.
"If you want a faceless firm that processes your books in bulk — where you never speak to the person doing the work — I am not for you. If you want a CIMA qualified finance director who knows your business and is on the end of the phone — let's talk."
— Peter Edwards ACMA CGMA, PrincipalSoftware We Build
Beyond the practice.
The Vigil family.
Alongside the practice, we build Vigil — a family of finance software for UK businesses and the accountants who serve them. Same CIMA supervision as the practice, priced honestly, each tool built to do one job properly.
For accountancy practices
Vigil Ledger
Continuous compliance monitoring for practices on Xero. Connect a client's file and get a free Bookkeeping Health Check that scores it and flags what's wrong — prepayments, accruals, deferred income, VAT, director's loan and more. When you want the corrections posted back to Xero, that's the paid part. One flat fee, unlimited clients.
For growing SMEs
Vigil Books
Full-service bookkeeping run by a CIMA-qualified finance director rather than a processing factory. Clean books on Xero, monthly management accounts you can actually trust, and a 13-week rolling cash flow forecast from month three. A fixed monthly fee, no surprises.
For self-employed & UK landlords
SheetMTD
Making Tax Digital for Income Tax from a Google Sheets spreadsheet you already know. Keep your digital records free; add HMRC-recognised quarterly filing when you need it, for £24.99/year. No new software to learn — built for the self-employed and landlords pulled into MTD from April 2026.
Contact
Tell me where you're
stuck.
Prefer to write rather than book a call? Send a few lines about your business and what is not adding up. I read every message myself and reply within one business day.
Call: 07540 288 077
Email: peter@insightprofessionalpartners.com
Prefer a call? Send the form and I'll email you a link to book a free 30-minute review at a time that suits you.